Friends,
Comparison of various post office schemes ,PPF, Elss, Corporate bonds according to return ,tenure,Minimum investment ,maximum investment and maturity period.In case of market related product n/a is shown as the return is not fixed in few cases approx. rate is shown.Further please check nearest office to confirm the details.
Comparison of various post office schemes ,PPF, Elss, Corporate bonds according to return ,tenure,Minimum investment ,maximum investment and maturity period.In case of market related product n/a is shown as the return is not fixed in few cases approx. rate is shown.Further please check nearest office to confirm the details.
Instrument Name
Min Amount
In Rs.
In Rs.
Max Amount
In Rs.
In Rs.
Interest
Rate
Rate
Maturity
Period Yrs
Period Yrs
Tax
Benefit
Benefit
Interest
Payment
Payment
PostOfficeSchemes
Kisan Vikas Patra
100
No limit
8.41%
8.7
NIL
Annual
National Savings Certificates
100
No Limit
8%
6
80C
Semi Annual
Post Office MIS
1500
4.5 Lakh
8%
6
NIL
Monthly
Post Office RDS
10
No Limit
7.5%
5
NIL
Quarterly
Post Office Savings Account
20
1 Lakh
3.5%
NA
NIL
Annual
Post Office Time Deposit
200
No Limit
6.25-7.5%
1,2,3,5
NIL
Quarterly
Senior Citizen Saving Scheme
1000
15 Lakh
9%
NA
NIL
Quarterly
ProvidendFund
Employee Provident Fund
NA
NA
8.5%(9.5 IN 10-11 )
NA
80C
Annual
Public Provident Fund
500
70000 pa
8%
15
80C
Annual
Government Bond
%
GOI Savings Bond
1000
No Limit
8%
6
NIL
Annual
CorporateBond
Rural Electrification Corp
10000
50 Lakh
6%
3
NIL/54EC
Annual
National Highways
50000
No limit
5.5%
3
NIL
Annual
NABARD Rural Bond
5000
1 Lakh
5.13%
5
80C
Annual
NABARD Bhavisya Nirman
8250
No limit
8.29%
10
80C
Annual
OtherSchemes
Five Year Bank FDs
10000
100000
7.5-8.5%
5 (Lock in)
80C
NA
ELSS
NA
NA
NA
3 (Lock in)
80C
NA
ULIPs
NA
NA
NA
10
80C
NA
Why should you invest in Post Office Schemes
These schemes are offered by the Government of India.
Safe, secure and risk-free investment options.
No Tax Deduction at Source (TDS).
Nomination facility is available.
Nomination can be changed at any time
These instruments are transferable to any part of India.
Attractive rates of interest.
